Housing and Community Services



Provide affordable housing services to low-income residents in Appalachian Ohio including home repair and handicapped accessibility modifications, homebuyer counseling, down payment assistance services; and training and technical assistance to participating COAD community action agencies serving these residents.

Low-and Moderate-Income Housing Trust Fund

COAD is providing down payment assistance and home buyer counseling services for eligible and qualified families and home repair/handicapped accessibility modifications to families in our partnering counties served by the COAD-member community action agencies. COAD is a partner with the USDA Rural Development office to provide loans and grants for housing repair with the trust fund. COAD is also providing match funds from utility energy conservation programs to weatherize the homes of eligible participants in the program. Income limits to qualify for this program vary from county to county. Contact Bernard Salzman ( This email address is being protected from spambots. You need JavaScript enabled to view it. ) for more information. To learn more about the Ohio Housing Trust Fund, click here: www.odod.state.oh.us/cdd/htf/default.htm

To learn more about the USDA’s Rural Housing Service programs, click here: www.rurdev.usda.gov/rhs/index.html

Project HOMEtech


Since 1992, COAD has provided training and technical assistance in affordable housing development to its member community action agencies and other not-for-profit organizations. Funding is provided through fees for service and support from the Ohio Department of Development (ODOD) Office of Housing and Community Partnerships (OHCP). Housing industry specialists provide on-site services for specific low-income housing projects sponsored by member Community Action Agencies and other community-based nonprofit organizations. Some of the housing programs for which assistance is available include:

• Project concept, feasibility and site selection;
• Development budget and pro forma preparation;
• Operating budget preparation and analysis;
• Financing sources, strategies and methods;
• Housing development math;
• Project specific technical assistance;
• Peer mentoring System;
Homebuyer Counseling and homeownership counseling if the applicants are seeking HDAP funding/ownership;
• CDFF pre-development grant and linked deposit applications;
• Ohio Department of Development Housing Development Assistance Program;
• Federal Home Loan Bank - Affordable Housing Program (AHP); and
• COAD's third-party quality assurance services.

To learn more about the Office of Housing and Community Partnerships, click here: www.odod.state.oh.us/cdd/ohcp